The first step in mortgage refinancing is to talk to a licensed loan officer to learn more about your options. The interest rate is important, but you should also look at the loan terms and closing costs. Early repayment fees can greatly increase your total refinancing costs, so it is important to consider whether you can afford these fees. If...

Refinancing a mortgage can have many benefits, including lower monthly payments and a longer loan term. Homeowners may also choose to use the cash in their home equity to pay off debts. The pros and cons of refinancing a mortgage differ for every borrower, but the benefits are generally the same. Learn what to expect from a mortgage refinance...

A mortgage broker is a professional with experience in negotiating and completing loan transactions. A good one can improve a borrower's credit score and debt-to-income ratio while at the same time improving their credit report. A mortgage broker can help borrowers find the best mortgage for their needs. Their job is to act as an intermediary...

The leaves are changing and fall is here. Grab your coat and accessorize stylishly. Don't get discouraged by the cold and damp weather and bring a bit of fashion to your casual outfits every day. The hottest trend for this season is all shades of grey.